Digaf Microcredit Job Vacancies 2025
Digaf Micro Credit Provider invites qualified applicants for the following job position.
Digaf Microcredit Providers, a tech-based microfinance institute, has signed a Memorandum of Understanding (MoU) with the Ethiopian Ministry of Labor and Skills (MoLS).
The partnership will allow the two signatories to facilitate access to affordable digital loan products for low- and medium-income individuals. institute aims to provide financial relief to middle to lower-income individuals through the application of technology in the financial sector.
Digaf’s digital product offerings will include buy now, pay later financing and targeted loan products for micro, small, and medium enterprises (MSMEs)
Position 1: Senior Credit Controller
Qualifications and Experience
- Bachelor’s degree in Accounting, Finance, Economics, or related fields.
- 3+ years of experience in credit control, debt collection, or accounts receivable management.
- Strong understanding of credit policies, Ethiopian financial regulations, and debt recovery processes.
- Proficiency in financial software and Microsoft Excel.
Skills and Competencies
- Excellent communication and negotiation skills.
- Strong analytical and problem-solving abilities.
- Attention to detail and organizational skills.
- Ability to manage multiple priorities and work under pressure.
- Collaborative and team-oriented mindset.
Location: [HO, A.A. Ethiopia]
Position 2: Senior KYC Officer
Qualifications and Skills:
- Education: Bachelor’s degree in Business, Finance, Law, or related field.
- Experience: Minimum of 2 years of experience in KYC, AML, supervision or compliance roles, within the microfinance or financial services industry. Previous experience in managing KYC/AML teams is highly desirable.
- Skills:
- Strong leadership, communication, and interpersonal skills.
- Analytical mindset with attention to detail.
- Proficiency in KYC/AML software and Microsoft Office tools.
- Ability to handle sensitive information confidentially.
- Ability to work under pressure and meet deadlines.
Location: [HO, A.A. Ethiopia]
Position 3: Financial Reporting Manager
Essential Skills and qualification
- Financial Analysis: Ability to interpret complex financial data and provide actionable insights.
- Regulatory Knowledge: Comprehensive understanding of local GAAP, IFRS, and other applicable financial reporting standards.
- Communication: Clear and effective communication with stakeholders and team members.
- Leadership: Guidance and supervision of finance reporting teams
- Technology Proficiency: Mastery of accounting software, Peachtree and advanced Excel skills.
- Financial Analysis: he/she must analyze trends, forecast financial outcomes, and make informed suggestions to positively impact the company’s financial future.
- Regulatory Knowledge: Staying up-to-date with the latest financial regulations and compliance measures is crucial for ensuring that reports meet legal standards.
- Communication: Clear articulation of complex financial information to stakeholders of various levels of financial acumen is necessary.
- Technology Usage: Skilled use of financial databases, spreadsheets, and accounting software is essential, as technology plays a significant role in financial data management.
- Attention to detail: The ability to be accurate and work under pressure
- Education: A bachelor’s degree/MA’s in finance, accounting, business, or equivalent
- Experience: At least seven years of relevant experience, including four or more years in a financial reporting managerial role
- Professional qualifications: An ACCA full/part qualification is an advantage
Location: [HO, A.A. Ethiopia]
Position 4: Retail Manager
Key Requirements:
- Experience:
- Proven experience as a Retail Manager, Branch Manager, or similar role in a microfinance or financial services environment.
- Experience in managing loan portfolios, collections, and customer service in the microfinance sector is preferred.
- Demonstrated success in achieving sales targets and financial goals.
- Education:
- Bachelor’s or Master’s degree in Business Administration, Finance, Economics, or a related field. Professional qualifications in microfinance is an advantage.
Location: [HO, A.A. Ethiopia]
Position 5: Finance Operation Manager
Requirements
A finance operations manager in microfinance typically has the following qualifications:
- Education: A bachelor’s degree/MA’s in business, finance, economics, or a related field
- Experience: At least five years of experience in leading microfinance operations, banking, or a related industry
- Skills: Strong analytical, communication, problem solving and leadership skills
- Knowledge: Understanding of general finance, budgeting, credit, and operational risk
- Certifications: any additional fully and part professional qualifications will be valuable
- Other: The ability to propose finance operation process improvements
Location: [HO, A.A. Ethiopia]
Position 6: Deposit Manager
Qualifications and Experience:
- Educational Qualifications:
- Bachelor’s degree or master’s degree in Business Administration, Finance, Economics, or a related field.
- Experience:
- Minimum of 3-5 years of experience in deposit mobilization, retail banking, or microfinance.
- Strong understanding of microfinance and deposit products.
- Experience in team management and customer relationship management.
- Skills and Competencies:
- Strong leadership and interpersonal skills.
- Excellent verbal and written communication abilities.
- Analytical thinking with the ability to translate data into actionable insights.
- Good understanding of regulatory and compliance requirements in the financial sector.
- Ability to work under pressure and meet deadlines.
- High level of attention to detail and organizational skills.
Location: [HO, A.A. Ethiopia]
Position 7: Head of Green Financing
Required Qualifications:
- A Bachelor’s or Master’s degree in Finance, Business Administration, Environmental Science, or a related field.
- Minimum of 5 years of experience in financial services, with at least 2 years of experience in loan administration, customer service, or related operations.
- Knowledge of green financing, sustainability, or environmental-related financial products (e.g., renewable energy, electric vehicles, etc.) is a plus.
- Strong understanding of loan documentation, disbursement, and collection processes.
- Proficiency in financial software and MS Office Suite.
- Excellent communication, negotiation, and customer relationship management skills.
- Strong problem-solving abilities and attention to detail.
- Ability to work independently and manage multiple tasks simultaneously.
Preferred Qualifications:
- Experience in microfinance, green financing, or sustainable finance.
- Knowledge of relevant national and international environmental regulations.
- Fluency in English and local languages like Amharic and Afaan Oromo is desirable.
Location: [HO, A.A. Ethiopia]
Position 8: Senior Financial Planning & Analysis Officer
Requirements
The core requirements of a Senior Financial Analyst typically encompass a combination of advanced financial knowledge, strong analytical skills, and the ability to translate financial insights into strategic guidance.
Here are some of the key requirements:
- Extensive Experience: at least 4-6 years of experience in financial analysis or a related field, demonstrating a track record of translating financial data into insights and strategic guidance, more than 3 years in senior position
- Financial Knowledge: Deep understanding of financial principles, including financial modeling, profitability analysis, budgeting, and financial feasibility, reporting
- Analytical Skills: Strong analytical skills, with the ability to analyze complex financial data and identify trends, risks, and opportunities
- Microsoft Excel Expertise: Advanced skills in Microsoft Excel for financial modeling, valuation and analysis and presenting it with different graphs & formats
- Business Acumen: A solid understanding of business operations and strategy, and the ability to align financial analysis with the organization’s goals
- Communication Skills: Excellent communication skills, with the ability to present complex financial information to non-financial stakeholders
- Attention to Detail: A keen eye for detail, ensuring the accuracy of financial reports and analyses
- Problem-Solving Skills: Strong problem-solving skills, with the ability to tackle complex financial challenges and provide strategic guidance
- Education: Bachelor degree/MA’s in Accounting, Finance, Business & related fields
- Communication: Good managerial and communications skills
- Language Skill: Excellent command of spoken and written English
- Project management: The ability to manage and prioritize multiple projects and deadlines
- Fast-paced environment: Experience working in a fast-paced environment
Location: [HO, A.A. Ethiopia]
Position 9: Senior Treasury Officer
Requirements
- BA/MA graduate in Accounting & Finance, Economics, Business Administration or related disciplines.
- 2-5 years of relevant working experience in corporate treasury/finance operations or administration/secretarial exposure or banking operation background preferred.
- Good command of written and spoken English
- Proficient in MS Excel, MS Word and MS PowerPoint.
- Knowledge in Database management is an advantage.
- Good communication and interpersonal skills.
- Self-initiative, good business senses, attentive to details and a strong team player.
Location: [HO, A.A. Ethiopia]
Deadline: January 12th 2025
How To Apply:
If you are a driven and compassionate individual who shares our commitment to financial inclusion,
We encourage you to apply. Please submit your resume and cover letter to:
digafmicrocredit@gmail.com